What would your next home cost you?

Compare monthly home expenses and the cash you’d keep or need after selling and buying.

What are you considering?

Your current home

Enter what you currently pay to own and maintain your home.

The home you’re considering

Enter actual expenses or your best estimates for the new home.

Property type

Purchase financing

Selling and buying costs

Estimate closing costs for both homes and enter your negotiated Realtor fees.

Your cost comparison

Your comparison

Estimated monthly savings

Current home / month

New home / month

Monthly cost breakdown

Expense	Current home	New home

Cash remaining after the move

How this is calculated

Total home expenses over 5 and 10 years

Monthly home expenses multiplied by 60 or 120 months. Sale, purchase and moving costs are shown separately.

Assumptions and limits

Estimates compare household cash outflow, including mortgage principal. They are not a net-worth forecast. Maintenance is a budget reserve; actual repairs vary. Projections exclude inflation, appreciation, investment returns, mortgage payoff changes, sale-related income taxes, and future assessments. Enter known assessments under sale and purchase costs. Verify property, loan, and transaction figures before deciding.

Estimates only. Results depend on the information and assumptions entered. Actual costs, sale proceeds and savings may differ, and financial outcomes are not guaranteed. This calculator is for educational purposes and does not provide financial, tax, legal or mortgage advice. Verify the figures with the appropriate professionals before making a decision.